United States · 2026

What you pay for car insurance depends on your state.

The national average is $1,438/year — but drivers in the priciest state pay 2.2× more than in the cheapest. Find where yours lands.

$1,438
national average / yr
$926–$1,994
cheapest to priciest state

Most and least expensive states

Average full-coverage premium per year · NAIC 2023

Browse every state

Bar shows cost relative to the most expensive state.